"Digital Fee Wallet" means an application in your desktop or cell device, such as mobile phone, pill or laptop, that stores your cost information for facilitating on-line or contactless funds. You possibly can retailer fee info in a digital wallet including but not limited to credit, debit, prepaid or loyalty card numbers.

"Direct Pay" means the net fee for the acquisition of Draw-Primarily based Lottery Video games Played Online (topic to system availability), executed by the Cost Technique of the Participant without the necessity to fund the Participant Account, relatively than via the use of Unutilized Funds and/or Bonus Funds.

"Direct Pay Subscription Terms" means the terms and circumstances applicable to a subscription for tickets for a Draw-Based Lottery Recreation Played On-line made via Direct Pay in accordance with Part 5.

"Dormant Account" means a Participant Account that's described in Part 10.2 but does not embody the Player Account of a person registered for My PlayBreak;

"Downtime" has the meaning specified in Section 15.2;

"Draw-Based mostly Lottery Game Performed Online" means any of the games made accessible by way of OLG.ca sometimes that: (i) constitutes a "lottery scheme" for purposes of the Criminal Code (Canada), (ii) requires the Participant to pick out a set of numbers or other play components (whether or not chosen by the Player and/or randomly generated), and (iii) has its final result or end result being determined by a draw, but does not include any Pay-to-Play Recreation or any Play-for-Free Sport.

"Error" has the meaning specified in Part 15.1;

"Error Funds" has the which means specified in Section 15.1;

"Event" has the that means specified within the relevant Pay-To-Play Recreation Guidelines;

"Excluded Particular person" means a person who will not be permitted to register an account with OLG.ca or, if the individual already has a Participant Account, to take care of that Player Account in an activated state, including:

1. a person who does not fulfill all of the eligibility criteria which can be described in Section 4.1 of this Agreement;

2. a person who has been excluded from OLG.ca by court docket order or any relevant law or regulation or any rule or coverage enacted pursuant thereto, together with the AGCO Requirements;

3. an individual who is prohibited from accessing a gaming site or enjoying lottery schemes beneath Customary 3.01 or Customary 3.01.1 of the AGCO iGaming Requirements, or any other relevant provision of the AGCO iGaming Requirements or AGCO Standards, now and again;

4. an individual who has registered for self-exclusion from a Casino (as outlined within the AGCO Gaming Standards) below My PlayBreak, during their My PlayBreak term (see the Accountable Playing and My PlayBreak Policy for additional info);

5. a person registered for My PlayBreak;

6. a person who's an employee of OLG or who, by contract or one other arrangement with OLG, is prohibited from registering an account with OLG.ca; and

7. an individual who is an worker of an "iGaming vendor" or "an iGaming entity" (as such terms are outlined in the OLG Guidelines Respecting iGaming Lottery Games as amended or changed every so often).


"FINTRAC" means the Monetary Transactions and Studies Evaluation Centre of Canada and the successors thereof;

"Future Game Transaction" has the meaning specified in Section 5.3;

"Games" means, collectively, Draw-Based mostly Lottery Games Played Online, Pay-to-Play Video games and Play-for-Free Video games;

"iGaming System" means the system that's used by OLG for the aim of registering and administering Player Accounts, facilitating the enjoying of Video games by Gamers, and paying prizes;

"Intending Player" means an individual described in Section 4.1;

"Stay Stream" or "Dwell Streaming" means the actual-time or close to actual-time audio-visual stream of a particular sporting match, recreation, competitors, tournament or special event which a Player can access by meeting the eligibility requirements set out in Section 4.5;

"Login Credentials" means a singular mixture of identifiers created by a Participant that's utilized by a Player to determine themselves to the iGaming System each time the Player wants to access their Participant Account consisting of, at a minimal, gates of olympus 1000 demo a username (together with the email address related to such Player Account) and a password.

"Lottery Sport Guidelines" means any phrases, circumstances, explanations, rules and procedures, including the prize construction, issued by OLG or the Interprovincial Lottery Corporation on occasion (along with this Settlement) which apply to a Draw-Based Lottery Game Played On-line and that are designated by OLG as Lottery Game Guidelines. Subject to Section 3, the Lottery Game Rules are included into and type a part of this Settlement;

"Cell Applications" means any software developed by or on behalf of OLG that Potential Players and Players can set up on their cellular machine, equivalent to cell phone or tablet, and by which select Video games are made accessible to eligible Gamers now and again;

"Multi-Factor Authentication" has the which means specified in Part 4.4.

"My PlayBreak" has the which means specified in the Accountable Playing and My PlayBreak Policy;

"OLG" means Ontario Lottery and Gaming Corporation and the successors thereof;

"OLG.ca" means OLG's web sites and Cellular Applications via which select Games are made accessible to eligible Players once in a while;

"OLG Web Gaming Privateness and Cookie Policy" means the OLG.ca cookie and privateness policy, as amended or changed by OLG from time to time. Subject to Part 3, the OLG Internet Gaming Privateness and Cookie Policy is incorporated into and types a part of this Agreement;

"OLG IP Rights" has the meaning specified in Section 14.3;

"Payment Method" means the fee choices that OLG accepts for funding Participant Accounts or making purchases using Direct Pay, that are listed within the Deposit and Direct Pay pages, and as updated every so often in OLG’s sole discretion, which will embody but usually are not limited to such options as credit score cards, debit cards, e-transfers and the usage of a Digital Fee Wallet.

"Pay-to-Play Game" means any of the games or products made accessible by way of OLG.ca once in a while that: (i) constitutes a "lottery scheme" for functions of the Criminal Code (Canada), (ii) requires the Player to position a guess or make a wager as a condition to coming into the game, and (iii) affords the Player a chance to win a Prize but does not include any Draw-Primarily based Lottery Sport Performed Online or any Play-for-Free Sport. Examples of Pay-to-Play Video games include Sports Betting Games Performed Online and on line casino model games equivalent to roulette and slots;

"Pay-to-Play Recreation Rules" means the terms, situations, explanations, rules and procedures (for example, how a Prize is won, the value and odds of successful Prizes for a person Pay-to-Play Sport, the Prize tiers within a Pay-to-Play Sport) issued by OLG occasionally (along with this Settlement) which apply to a specific Pay-to-Play Game and that are designated by OLG as Pay-to-Play Game Rules. Topic to Part 3, the Pay-to-Play Game Guidelines are included into and type a part of this Settlement;

"Player" means a person (for certainty, aside from an individual who is or becomes an Excluded Individual) who has successfully registered a Participant Account that has not been Suspended, Deactivated, or Closed;

"Player Account" means a Player's account of notional funds corresponding to Canadian dollars that's maintained on the iGaming System, and also contains the Participant's registration data, deposit and withdrawal transaction historical past, and game-play information that the Player can entry by means of OLG.ca now and again;

"Player Contact Information" means a Player's contact data that's related to a Participant Account and stored within the iGaming System at the related time including, for example, the Participant's name, e-mail tackle, mailing deal with and telephone quantity;

"Player-Initiated Transaction" has the meaning specified in Part 10.1;

"Play-for-Free Game" means any of the free video games made available by way of OLG.ca sometimes that comprise some the options of a "lottery scheme" for functions of the Criminal Code (Canada) but do not afford an opportunity to win a Prize or require any payment to play;

"Player Support" means OLG.ca's customer assist providers, which might be contacted in accordance with Part 18.1;

"Prize" means a prize gained by a Player from a Sport in accordance with the applicable Lottery Game Rules or Pay-to-Play Game Rules;

"Prospective Player" means any particular person who visits OLG.ca however is not a Player;

"Accountable Playing and My PlayBreak Coverage" means the OLG responsible playing coverage relating particularly to OLG.ca, as amended or replaced by OLG infrequently. Subject to Part 3, the Accountable Gambling and My PlayBreak Policy is integrated into and varieties a part of this Agreement;

"Sports Betting Games Performed Online" means Pay-to-Play Games made available through OLG’s online sports betting platform.

"Suspended Account" has the meaning specified in Section 12.1;

"Suspend" or "Suspension" signifies that a Participant Account has been set to a Suspended Account as described in Section 12.1;

"Time-based mostly One-time Password" has the that means specified in Part 4.4.

"Unutilized Funds" means any notional funds corresponding to Canadian dollars which might be credited to a Participant Account, together with Prizes but excluding Bonus Funds, that haven't been used by the Participant.

Three Additional Paperwork COMPRISING A part of THIS Settlement

This Settlement incorporates by reference the terms, conditions, policies, statements and explanations of different documents, including:

1. the relevant Lottery Sport Guidelines and Pay-to-Play Game Rules;

2. any relevant webpage consumer agreement;

3. any relevant mobile utility person settlement;

4. the Responsible Playing and My PlayBreak Policy;

5. the Direct Pay Subscription Terms;

6. the relevant Bonus Funds Phrases; and

7. OLG Internet Gaming Privacy and Cookie Policy.

Within the event of any conflict or inconsistency between any provision of this Agreement and between any of such different phrases, conditions, insurance policies, statements and explanations, the order of priority shall be in descending order of clauses i.to vii. above, besides that this Settlement shall rank beneath the applicable Lottery Recreation Guidelines and Pay-to-Play Recreation Guidelines referenced in clause i. and above the terms, circumstances, policies, statements and explanations referenced in clauses ii. to vi.

Four REGISTRATION OF A Player ACCOUNT

4.1 ELIGIBILITY TO REGISTER A Player ACCOUNT

Only Players are allowed to play Draw Based Lottery Video games Performed On-line, Pay-to-Play Video games by OLG.ca. A person who desires to turn out to be a Player (an "Intending Player") must fulfill the following criteria, as decided by OLG in its sole discretion:

1. the Intending Player must not already be a Player. A Participant is only entitled to have one Player Account. Solely Gamers who're not less than 19 years of age will have the ability to play Pay-to-Play Games, Play-for-Free Games. The registration or attempted registration of more than one Player Account will constitute a cloth breach of this Settlement;

2. the Intending Participant should be at the least 18 years of age. All Gamers who are a minimum of 18 years of age are eligible to play Draw-Primarily based Lottery Games Performed On-line;

3. the Intending Player should reside in Ontario;

4. the Intending Participant should be physically situated within the Province of Ontario each time the Player performs any of the Games (including when signing up for Future Sport Transactions);

5. the Intending Player should not be an Excluded Particular person;

6. the Intending Player have to be an individual who's appearing on their own behalf.
8. within the case of Sports activities Betting Games Played On-line, the Intending Player should comply with the provisions of paragraphs 5(a), (b), (c) and (d) of Part 14.5 each time the Intending Player plays any of the Games.

An Intending Participant who doesn't satisfy all the foregoing standards is not eligible to register an account with OLG.ca or to change into a Participant. The Intending Player should not be performing for or on behalf of anyone other than themselves, whether or not as an agent or otherwise; and

7. the Intending Participant must submit true, complete and correct information when providing registration info. OLG, in its sole discretion, might require further data or documentation from an Intending Player or Player prior to finishing the registration of a Participant Account or at any time thereafter, together with for the needs of confirming a Player's identity or different Participant Contact Info and so as to analyze another suspected breaches of this Agreement (including any suspected fraudulent or dishonest exercise). A failure of the Intending Player to satisfy any of the foregoing will represent a cloth breach of this Settlement.

OLG will disclose an Intending Player's registration information and extra information or documentation supplied for the needs of authenticating the Intending Player’s registration data to third-social gathering service suppliers for such purposes and to in any other case verify that an Intending Participant has glad the foregoing criteria and is eligible to register a Participant Account. In addition, OLG might equally disclose info in respect of a Player to third-parties now and again for the purposes of (i) confirming the Player's continued eligibility to maintain a Participant Account, (ii) investigating any suspected breaches of this Settlement (including any suspected fraudulent or dishonest exercise), and (iii) exercising any of OLG's different rights described on this Settlement or in any of the other documents integrated on this Agreement by reference pursuant to Section 3.

By offering any information or documentation to OLG, the Intending Player (or the Participant, because the case could also be) consents to the collection, use, storage, and disclosure of such information by OLG for any and all of the purposes contemplated on this Agreement or in any of the opposite documents incorporated on this Agreement by reference pursuant to Section 3. Please see the OLG Internet Gaming Privacy and Cookie Coverage for extra data regarding the gathering, use, disclosure and storage of non-public information by OLG.

4.2 Participant ACCOUNT Data

Information that is submitted by an Intending Participant who's registering an account with OLG.ca have to be true, correct and full on the time it is provided to OLG and such data should remain true, correct and full following the registration of a Participant Account. If any of such registration data modifications following the registration of a Participant Account, it's the Participant's sole accountability to ensure that the Player stays entitled to have a Participant Account pursuant to the phrases of this Settlement and, if obligatory, to replace the Participant's info in the Player Account by going to the "My Account" or "Account Information" web page.

OLG may, every so often, disclose a Participant's registration data to third-get together service suppliers for the purposes of confirming that the Participant's registration information stays true and correct. As well as, OLG may, at any time in its sole discretion, request additional info and documentation from a Participant and will disclose such additional data and documentation to third parties for this function.

You consent that OLG, and its third-get together service providers, can gather, use, retailer and disclose private data as outlined in the OLG Privacy and Cookie Coverage. You consent that this info can be used, saved, retained, and disclosed outside of the Province of Ontario and Canada. This consent enables the following providers to be offered: (i) verification of id; (ii) fee processing; (iii) location verification; (iv) analytics; (v) customer relationship management and player help; (vi) email providers; and (vii) technical help.

The failure of a Participant to replace their Player Account info in a well timed manner will constitute a cloth breach of this Agreement by the Participant. Following the registration of a Participant Account, if OLG discovers that any of the registration information related to a Player Account which is then on file within the iGaming System is just not true or is not accurate or complete (including, for example, because a Player's circumstances have modified and the Participant didn't update their info that's related to the Participant Account), OLG could take all steps in relation to the Player or the Player Account that OLG determines, in its sole discretion, to be applicable. For instance, these steps might embrace Suspending, or Deactivating the Player Account, investigating any security points and, within the case of suspected or precise id theft or fraud, disclosing all relevant information to the suitable legislation enforcement authorities and different third parties that OLG determines to be appropriate (for instance, the AGCO, OLG's fee processors, and credit card issuers and manufacturers).

4.Three REQUIRED DOCUMENTATION

OLG might require a Participant to supply additional information and documentation if OLG, in its sole discretion, determines that the additional info or documentation is required to adjust to relevant legal guidelines or regulatory necessities, or if OLG considers the gathering of such data or documentation to be obligatory or advisable so as to forestall fraud or different illegal activity (whether or not suspected or actual) or to otherwise tackle a suspected or precise breach of the phrases and circumstances of this Agreement, or to confirm a Player's identity or entitlement to obtain or withdraw Unutilized Funds. With out limiting the generality of the foregoing, a Player will likely be required to supply to OLG such info and documentation as OLG might determine that it requires with the intention to adjust to its FINTRAC reporting obligations. By offering such extra info or documentation to OLG, the Player will probably be deemed to symbolize and warrant to OLG that such data is true and accurate or that such documentation is a real, correct and full copy of the unique.

4.4 Accessing a participant account

When registering for a Participant Account, an Intending Participant can be required to create Login Credentials. A Player will not be permitted to disclose the Login Credentials to another particular person (together with, with out limitation, different Players, Prospective Gamers, family members, or minors), and only the Player is permitted to use the Login Credentials to log into the relevant Player Account. Following the registration of a Player Account, the Participant is solely answerable for maintaining the security and secrecy of the Participant's Login Credentials, together with associated security or verification questions and answers. Without limiting the generality of the foregoing, a Player isn't permitted to use their Login Credentials or System Biometric Authentication for the purpose of giving another particular person access to the Participant's Participant Account for any motive. All transactions (for instance, modifications to registration information and Participant Contact Info, deposits, withdrawals, Sport play and lottery ticket purchases) made by a Participant Account following the proper entry or utility of valid Login Credentials (including while Machine Biometric Authentication is enabled) can be deemed to have been made by the Player, and the Participant shall be solely responsible for all such transactions.

If a Player deliberately or unintentionally discloses their Login Credentials to anyone else, or if the Player suspects that another person might have discovered the Player's Login Credentials (whether or not such different individual has used or attempted to make use of the Participant's Login Credentials), the Player must immediately change their password on OLG.ca and notify Participant Support relating to the compromise or possible compromise of the original Login Credentials.

A Participant can change the password associated with their Login Credentials at any time by going to the "My Account" or "Account Information" web page.

A Player has the choice to enable (by way of their Player Account) Gadget Biometric Authentication to entry their Participant Account.

The Participant is chargeable for the care and control of any machine they use to access OLG.ca, retailer Device Biometric Information or allow Device Biometric Authentication. The Player acknowledges that after Machine Biometric Authentication is enabled by their Participant Account, any Biometric Data saved within the gadget used to enable the function can be used to access the Player’s Player Account. Each time a Player makes use of Machine Biometric Authentication to entry their Player Account, they will be deemed to symbolize and warrant to OLG that their own and no other individual’s System Biometric Knowledge has been used as a part of System Biometric Authentication. OLG doesn't access nor store Device Biometric Knowledge.

OLG shall not be liable for any direct or indirect damages arising out of or associated to the Player’s use of, inability to make use of, or enabling of System Biometric Authentication. OLG reserves the proper to disable Gadget Biometric Authentication at any time without notice.

A Participant has the option of enabling Multi-Issue Authentication as a further verification factor to entry their Participant Account together with using a Player’s Login Credentials. "Multi-Factor Authentication" is an authentication technique that requires the Participant to input a Time-based mostly One-time Password offered by that third-celebration application in addition to their Login Credentials, to confirm the Player’s identification after they try and sign-in to their Participant Account. A "Time-based mostly One-time Password" is a brief password generated by a third-party software that may only be used once and within a sure time period earlier than it becomes invalid, at which level the Player will probably be required to enter a newly generated Time-based One-time Password.

A Player may download any third-get together authenticator software to their cellular system or desktop from Google Play or Apple’s App retailer, together with but not restricted to Google Authenticator, Duo Cellular or Microsoft Authenticator. By selecting to obtain, access or use a third-get together software, the Player accepts and agrees that there could also be additional phrases and situations governing this application and it's the Player’s accountability to find out whether or not to simply accept and comply with such third-social gathering terms and circumstances. OLG shall not be liable for any direct or indirect damages resulting from the download, entry or use of the third-occasion software selected by the Player in accordance with Part 14.1 and 14.2 of this Settlement.

4.5 Participant ACCOUNTS

A Player can access the details of their Participant Account through the OLG.ca web site by going to the "My Account" or "Account Information" page including, for instance, to see the following information:

1. the Player's registration info, together with Player Contact Info;

2. the Player's Login Credentials, in addition to related security questions and answers;

3. the present notional steadiness of the Player Account;

4. the financial transaction historical past associated with the Participant Account; and

5. the game-play history related to the Participant Account.


If a Participant discovers any inaccuracy or error in the information that is contained in their Participant Account, or if the Player suspects that such an inaccuracy or error may exist, regardless of who is responsible for the inaccuracy or error, the Player is required to right away contact Player Assist.

OLG.ca is a lottery and gaming web site meant for personal entertainment. A Participant might solely use their Participant Account for these purposes. A Participant could only use their Participant Account for personal functions. A Participant will not be permitted to use OLG.ca or any component thereof (together with a Participant Account) or any content included on OLG.ca for any business, commercial or public objective or for any other goal that OLG advises the Participant every now and then just isn't permitted. With out limiting the generality if the foregoing, a Player could not, through chat or in any other case, show, present or transmit any content material that is deemed by OLG to be inappropriate (together with by use of a username or nickname) or threaten bully or in any other case harass another Player.

OLG could take all steps in relation to the Participant or the Participant Account that OLG determines, in its sole discretion, to be appropriate in respect of any hateful, discriminatory, sexist, violent, offensive or different inappropriate content material. With out limiting the generality of the foregoing, OLG may, in its sole discretion, require that a username or nickname be changed, remove any content material deemed to OLG to be non-compliant with the foregoing and/or Suspend or Deactivate the Participant Account.

A Player Account is just not the property of the Participant and cannot be assigned or transferred to or shared with some other individual by the Player for any function.

To be eligible to access Live Streaming (topic to system availability) by their Participant Account, a Player should, at the primary instance and during their access: (a) be positioned in Ontario; and (b) meet at least considered one of the next necessities:

1. The total Balance of their Player Account should be greater than zero (for certainty, the balance of at the very least one of many Cash Steadiness or the Bonus Funds balance should be better than zero);

2. The Participant has wagered by means of a Sports Betting Sport Performed Online inside twenty-four (24) hours prior to first accessing Stay Streaming; or

3. The Dwell Streaming is in respect of the particular match, sport, competition or special occasion on which the Participant has wagered through a Sports activities Betting Sport Played Online inside 336 hours (roughly 14 calendar days) previous to first accessing Live Streaming.


For certainty, a Participant will lose any access they must Live Streaming upon failing to meet the foregoing eligibility requirements.

5 Playing By means of SUBSCRIPTION FOR FUTURE Attracts

5.1 Fee Options FOR SUBSCRIPTIONS

Players could play certain Draw-Based mostly Lottery Games Performed Online by the use of subscription provided a player has Unutilized Funds (or, topic to the relevant Bonus Fund Phrases, Bonus Funds) in their Player Account, or by Direct Pay (subject to system availability) in accordance with the Direct Pay Subscription Terms, and in any other case complies with the terms of this Section 5 and the OLG Guidelines Respecting iGaming Lottery Video games.

5.2 SUBSCRIPTION Choices:

1. OLG presents two forms of subscription choices, as follows: the "consecutive draw" possibility, which provides a Participant the option to automatically buy a ticket for a designated number of consecutive draws in a Draw-Primarily based Lottery Recreation Played On-line in accordance with the OLG Guidelines Respecting iGaming Lottery Games. The number of consecutive attracts out there varies from a minimum of two to the maximum quantity offered to the Player on OLG.ca; and

2. the "never miss a draw" choice, which supplies a Player with the choice to routinely buy a ticket for an indefinite number of attracts in a Draw-Based Lottery Sport Performed Online in accordance with the OLG Guidelines Respecting iGaming Lottery Video games.

5.Three FUTURE Game TRANSACTIONS

A ticket buy transaction by a Participant by means of subscription in accordance with this Part 5.Three is referred to as a "Future Sport Transaction".

A Participant who engages in, or attempts to interact in, Future Recreation Transactions is solely chargeable for continually making certain that:

1. their Player Account accommodates ample Unutilized Funds (or Bonus Funds, if relevant) or that their permitted Direct Pay payment card is legitimate, operational and authorized by the issuing financial establishment to course of transactions ("Funded"), for such Future Game Transaction; and

2. that the Participant has accomplished the longer term Recreation Transactions with ample time (as determined by OLG) to allow OLG to course of and file such transaction.


Without limiting the generality of the foregoing, such Player should, in addition to complying with all of the opposite terms and circumstances of this Settlement which are then in effect:

1. be sure that they've a valid ticket for the relevant draw as evidenced by the purchase confirmation displayed inside their Participant Account; and

2. make sure the existence, completeness, and accuracy of the knowledge displayed within their Player Account (including, with out limitation all purchase confirmations);


all before such draw is held.

OLG does not undertake any obligation or duty for notifying a Player:

1. if they don't have a "valid ticket" (as such time period is outlined in the OLG Guidelines Respecting iGaming Lottery Video games) for any particular draw or draws; or

2. if they do or may have inadequate Unutilized Funds (or Bonus Funds, if relevant) accessible or if their permitted Direct Pay payment card is just not Funded, to play a particular Game previous to rejecting the related transaction


supplied that the foregoing won't limit OLG's capability to so notify a Player.

6 DEPOSITS INTO Participant ACCOUNT AND DIRECT PAY

6.1 FUNDING A Player ACCOUNT AND DIRECT PAY

To be able to play Games (other than Play-for-Free Video games) on OLG.ca, a Participant is required to have a positive notional steadiness of funds in their Player Account. Notwithstanding the foregoing, a Player may purchase tickets for Draw-Based Lottery Video games Played On-line by Direct Pay on OLG.ca (subject to system availability). OLG will not extend credit to Players.

If, on the time that a bet, wager, or buy is to be made in respect of a Recreation, a Participant Account doesn't have adequate funds available or a permitted Direct Pay fee card shouldn't be Funded, then the bet, wager or purchase will not be made and the Player’s entry into the game can be rejected. A Participant is solely responsible for making certain that their Player Account comprises ample funds or their permitted Direct Pay payment card is Funded, as applicable, for a Game (including any Future Sport Transaction). OLG does not undertake any obligation or accountability for notifying a Player in the event that they do or may have inadequate funds obtainable or if their permitted Direct Pay fee card is or just isn't funded, to play a particular Recreation (together with any Future Recreation Transaction) previous to rejecting the relevant transaction (provided that the foregoing will not prohibit OLG’s capability to so notify a Participant).

In addition, topic to certain exceptions, any financial Prizes from Video games which might be performed by means of OLG.ca, together with these Draw-Based Lottery Games Played On-line funded by way of Direct Pay, will likely be loaded to the Participant Account by the use of a credit score to the notional stability of such Player Account. The withdrawal of funds representing such Prizes from a Participant Account will likely be topic to the terms and circumstances of this Agreement. Instructions for claiming non-financial Prizes can be provided to Players by OLG every now and then.

6.2 Technique of DEPOSITING FUNDS AND Utilizing DIRECT PAY

A Participant could, utilizing Canadian dollars only: (i) fund their Player Account by depositing funds with OLG; or (ii) full a purchase order for Draw-Primarily based Lottery Video games Performed Online using Direct Pay, by way of an accepted Fee Technique. INTERAC e-Transfer® payments aren't permitted for use in a purchase for Draw based Lottery Games Performed On-line utilizing Direct Pay.

An inventory of all currently accepted Fee Strategies will be discovered inside the Deposit and Direct Pay pages. No other Fee Strategies are permitted.

OLG reserves the best to alter, add, or take away accepted Cost Strategies, and the phrases and circumstances applicable to accepted Fee Strategies, topic to note, if relevant. Players are solely responsible for reviewing accepted Fee Strategies before initiating any transaction with OLG.

Gamers should bear in mind that some credit card issuers may deal with the funding of a Participant Account as a cash advance and charge a fee for every such bank card transaction. Any money advance fee or other fees referring to the use of a Fee Methodology are the Player’s sole duty.

Credit score playing cards or debit playing cards that are accepted Fee Methods must be issued in Canada by a Canadian bank or financial institution. Players may solely deposit funds utilizing a Payment Method for which the Participant is an authorized consumer, as outlined by the Canadian bank, financial establishment, or payment processing operator, as applicable.

OLG is not going to gather on-line banking or password data.

A Participant should familiarize themselves with the terms and conditions that govern the usage of their chosen Fee Technique prior to using it to fund a Player Account or for Direct Pay including, but not restricted to any cash advance fees or different charges associated to using the Fee Methodology.

OLG or its fee processing service providers may store Fee Methodology or card data on servers positioned exterior of Ontario, however inside Canada. As well as, OLG and its fee processing service providers could use and disclose aggregated transaction info for numerous analytical purposes relating to their respective companies (however not relating to a selected or identifiable Player). By using an accepted Fee Methodology to fund a Player Account or for Direct Pay, the Player expressly consents to OLG or its cost processing service providers, or each, storing such transaction info located on servers positioned outside of Ontario, but inside Canada and utilizing and disclosing aggregated transaction data for the purposes described on this paragraph.

The service provider associated with any deposit transaction shall be "Ontario Lottery and Gaming Corporation".

Each time a Participant uses an accepted Fee Methodology to make a deposit with OLG for purposes of funding the notional stability of a Participant Account or for Direct Pay, they are going to be deemed to characterize and warrant to OLG that the Player has all vital rights and authority to use such credit card, debit card or the funds within the relevant bank account for such purposes, together with in circumstances by which the credit card, debit card or checking account is jointly held with a number of different persons or is held by a person other than the Participant.

OLG, or its cost processing service providers, will hold a Participant's monies which might be deposited with OLG for purposes of funding the notional stability of a Player Account in a bank account or escrow account as trustee for the Player (not as banker or debtor). However something to the contrary contained in this Agreement, OLG will deal with a Participant's cash that has been deposited with OLG as a trustee, and nothing contained herein shall create or give rise to any obligation on the a part of OLG to repay any cash to the Participant as the Player's debtor. For the avoidance of doubt, a Player Account is not a checking account and, subsequently, just isn't insured, guaranteed, sponsored, or in any other case protected by any deposit or banking insurance coverage system. Funds deposited with OLG for functions of funding the notional steadiness of a Participant Account, and financial Prizes which can be credited to a Participant Account, will not accrue interest for the good thing about the Participant, and the Participant shall not be entitled to say any interest from OLG in respect of any such funds.

In the event that any amount becomes owing to OLG by the Participant beneath or in accordance with the terms of this Agreement, OLG shall have the fitting to deduct such quantities from the Participant's Unutilized Funds and to adjust the notional steadiness of funds within the Player Account accordingly without the requirement for any advance or further notice to be supplied to the Participant by OLG.

6.3 DEPOSIT AND DIRECT PAY LIMITS AND LIMITATIONS

In addition to any deposit limits established by a Player, OLG (in its sole discretion) may limit a Player's capability to fund the notional balance of a Participant Account or engage in Direct Pay, together with but not restricted to by:

1. establishing minimal and maximum quantities of funds which may be deposited by a Player with OLG for the purpose of funding the notional stability of a Participant Account, on a transaction-by-transaction basis or throughout a number of time periods. In addition, a particular credit card might not be registered with multiple Player Account;

3. restricting a Player's capability to change deposit methods during specified intervals of time;

4. limiting a Participant's ability to vary certain bank card data or in any other case impose situations previous to changing credit card data (for instance, requiring that the Player contact Player Support);

5. changing acceptable methods of payment; or

6. limiting the variety of deposits that a Player can make for the aim of funding the notional stability of a Player Account. As of the date of this Agreement, the minimal deposit amount for a single deposit by a Participant can't be lower than $15.00 and can't exceed $999,999.00;

2. limiting the quantity of various credit playing cards that a Player can use to fund a Player Account or make a purchase order using Direct Pay. As of the date of this Agreement, a Player can't make more than ten (10) such deposits.

Subject to the deposit limits set by OLG pursuant to this Section 6.3, a Player has the option to set, change or take away deposit limits for their Player Account relevant to the periods of time and in the style contemplated in the Accountable Gambling and My PlayBreak Policy

6.4 CHARGEBACKS

A "Chargeback" happens for the purposes of this Agreement when a credit or debit cardholder contacts the financial institution or different financial establishment that issued the card to initiate a refund for a payment transaction that was made using the card or the account related to the card, and the financial institution or monetary institution requests that OLG return the relevant funds.

If a Player funds the notional balance of their Participant Account or completes a purchase order using Direct Pay and thereafter a Chargeback happens in respect of all or a part of the transaction, OLG (or any of its third-occasion service providers) might take any or all of the following actions, in each case as OLG, in its sole discretion, determines to be appropriate:

1. Suspend the Player Account pending decision of any dispute regarding the Chargeback in accordance with Part 12.1;

2. request that the Player contact Player Support to explain the circumstances of the Chargeback;

3. debit the Unutilized Funds in the Participant Account with the amount of the Chargeback. If that debit leads to a adverse steadiness of Unutilized Funds within the Participant Account, the quantity of the detrimental balance will constitute a debt owed by the Player to OLG, and OLG reserves the proper to get well such quantity from the Player;

4. Deactivate the Participant Account and exclude the Player from enjoying Video games on OLG.ca (i.e., deem the person to thereafter be an Excluded Particular person); or

5. initiate a dispute decision process with the relevant bank or financial establishment, which can include OLG offering proof regarding the deposit transaction and/or Chargeback to a fee processing service supplier and/or a bank or financial establishment.

7 WITHDRAWALS FROM A Participant ACCOUNT

7.1 Methods OF WITHDRAWING UNUTILIZED FUNDS

Topic to certain exceptions, withdrawals of Unutilized Funds from a Player Account will probably be processed via an electronic financial institution transfer (in Canadian dollars solely) to a checking account that is registered by the Player and which OLG has verified and accredited, to its satisfaction, is held by the Participant at a financial institution or other monetary institution acceptable to OLG in Canada. A Player will not be permitted to designate a bank account for such purposes that isn't held by the Participant (alone or together with different persons).

The Player acknowledges and agrees that:

1. OLG would require the Player to submit documentation (by electronic add by way of OLG.ca or as OLG may otherwise instruct) that, in OLG's sole determination, evidences the Participant's authority over the checking account that's to be registered.

A Player is not going to be entitled to specify another cost method or foreign money of cost for a withdrawal. For example, OLG may require a replica of a void cheque or a bank account statement, in both case which includes the Player's name, civic handle and the bank account quantity, all of which must match the data related to the Participant Account that is saved in OLG's iGaming System;

2. by submitting such documentation to OLG, the Participant might be deemed to signify and warrant to OLG that such documentation is a true, correct and complete copy of the unique; and

3. if the Player registers a checking account that is held jointly with one or more other persons, withdrawals of Unutilized Funds from their Participant Account will likely be paid into such joint account and, subsequently, could also be accessed by the opposite account holders. For instance, a Player will not be able to withdraw Unutilized Funds to a bank card even when the Participant used a credit card to deposit funds with OLG for purposes of funding the notional stability of their Player Account. OLG, in its sole discretion, might infrequently return Unutilized Funds to a Player by different applicable means.

7.2 WITHDRAWAL LIMITS AND LIMITATIONS

Topic to the phrases and situations of this Settlement, a Participant might withdraw Unutilized Funds from their Participant Account up to the then-present balance of Unutilized Funds.

A Player is not going to be entitled to withdraw Unutilized Funds from a Player Account via OLG.ca at any time that a Participant Account is Suspended except OLG, in its sole discretion, determines that the withdrawal (in whole or in part) might be permitted. If a Player Account is Suspended and the Participant desires to make a withdrawal of Unutilized Funds, the Participant must contact Participant Assist.

OLG may sometimes specify minimum and maximum withdrawal quantities applicable to Participant Accounts. As of the date of this Settlement, the minimal amount of a single withdrawal of Unutilized Funds by a Player is $2, and there isn't a maximum quantity of a single withdrawal of Unutilized Funds by a Player. If a Participant wishes to withdraw lower than the required minimum amount, the Participant must contact Player Help.

OLG might from time to time limit the number of withdrawals of Unutilized Funds by a Participant that a Participant could make during a specified time period. As of the date of this Agreement, a Player is permitted to make only one withdrawal of Unutilized Funds per day.

7.Three WITHDRAWAL CANCELLATIONS

OLG may, in its discretion, refuse a withdrawal request if OLG suspects such withdrawal is made in breach of this Settlement (whether or not such violation is a fabric Breach). OLG will make reasonable efforts to promptly notify the Participant of such refusal by way of the Participant Contact Information associated with the Player Account.

A Player may cancel their withdrawal request by way of their Player Account. Supplied such cancellation has not been processed by OLG, the relevant funds will be returned to the Unutilized Funds within the Player Account.

7.Four WITHDRAWAL PROCESSING Occasions

Following a Player's request to withdraw Unutilized Funds from their Player Account and the satisfaction of all different phrases and situations for a withdrawal (together with offering any required data or documentation to OLG), in most circumstances OLG will be capable of process the withdrawal inside three Enterprise Days. In some circumstances, a longer period of time for processing a withdrawal may be required. OLG will not be required to notify the Player of any delay associated with the processing of a withdrawal of Unutilized Funds or the explanation for such delay unless extra information or documentation is required to be offered by the Player.

8 BONUS FUNDS Phrases

8.1 BONUS FUNDS

Now and again, OLG could, in its sole discretion, whether or not for promotional functions or otherwise, supply to add Bonus Funds right into a Participant Account, subject to the Player (in their discretion) accepting the provide of the Bonus Funds. Bonus Funds have a notional monetary value only, so they aren't Unutilized Funds at the time they are awarded. A Participant is not going to be obligated to simply accept Bonus Funds. A Player just isn't entitled to receive Bonus Funds except OLG, in its sole discretion, determines that Bonus Funds should be offered to a specific Player. A Participant can forfeit Bonus Funds at any time by contacting Player Support.

OLG could have the appropriate to determine the qualification criteria for all promotions and awarding of Bonus Funds. The factors shall be specified within the phrases and circumstances that OLG determines are applicable to any specific Bonus Funds, and any use of such Bonus Funds should comply with the applicable terms and conditions relating thereto (the "Bonus Funds Terms"). All Bonus Funds Phrases can be deemed to be incorporated by reference in this Agreement, and in the event of any inconsistency between the Bonus Funds Phrases and the terms and circumstances of this Agreement, the Bonus Funds Phrases shall govern to the extent of the inconsistency.

The awarding and availability of Bonus Funds are in OLG's sole discretion. The usage of Bonus Funds could also be restricted to specific Games and particular intervals of time, and Bonus Funds may expire and be cancelled if they are not used prior to a specified date or time. The applicable Bonus Funds Phrases ought to be consulted. As well as, OLG might cancel Bonus Funds which were uploaded right into a Participant Account at any time in its sole discretion.

8.2 Using BONUS FUNDS

If a Player who wants to play Games (other than Play-for-Free Video games, Sports Betting Games Played On-line and Draw Based mostly Lottery Games Performed Online) has each Bonus Funds and Unutilized Funds in their Participant Account (no matter whether the awarding of the Bonus Funds preceded or adopted the credit of notional funds to the steadiness of the Participant Account, whether or not ensuing from a deposit of funds with OLG by the Player or the profitable of a Prize by the Player), the Unutilized Funds can be used first to play the eligible Games till all of the Unutilized Funds have been utilized, following which time the Bonus Funds will probably be used. Winnings from wagers placed with Bonus Funds are added to the Bonus Funds balance.

If a Participant chooses to pay for Draw-Based mostly Lottery Games Played Online using Direct Pay they are not permitted to use Unutilized Funds nor Bonus Funds to pay for any portion of the overall purchase worth; the whole purchase should be made utilizing Direct Pay. If a Participant wishes to use Unutilized Funds and/or Bonus Funds in their Participant Account to pay for any portion of any buy, the Participant must pay for the entirety of the purchase with Unutilized Funds and/or Bonus Funds in accordance with this Settlement. In respect of subscriptions for Draw-Primarily based Lottery Video games Performed Online, a Participant might change the method of payment for Future Sport Transactions between: (i) Direct Pay, and (ii) Unutilized Funds and/or Bonus Funds in their Player Account, in accordance with the Direct Pay Subscription Terms.

For Draw-Based Lottery Video games Played Online and Sports Betting Video games Played On-line, Bonus Funds shall be used in accordance with the relevant Bonus Fund Terms. Pursuant to such terms, a Participant may be required and/or permitted to use Bonus Funds for the purchase of Draw-Based Lottery Games Performed Online and Sports activities Betting Video games Performed On-line, as relevant, previous to Unutilized Funds being utilized.

The Bonus Funds Phrases could contemplate that certain Bonus Funds will become Unutilized Funds solely after certain wagering requirements have been satisfied. A Player ought to evaluation the relevant Bonus Funds Terms previous to accepting an offer of Bonus Funds. If a Player doesn't accept the relevant Bonus Funds Terms of their entirety, then the Player should not accept the related Bonus Funds or decide-out of the promotion in accordance with such Bonus Fund Terms.

9 Promoting

9.1 PUBLISHING WINNER Information

OLG may publish the winner’s identify, city/metropolis, Prize quantity, recreation name, "insider" standing, draw date and paid date on OLG’s web site (OLG.ca).

10 DORMANT ACCOUNTS

10.1 how a participant account becomes a dormant account

A Player Account will change into a Dormant Account if there has not been a Player-Initiated Transaction for a period of 36-consecutive months, except the Player Account is for an individual registered for My PlayBreak. For this goal, a "Player-Initiated Transaction" means (i) a deposit of funds by the Player for the purpose of funding the Participant Account, (ii) a withdrawal of Unutilized Funds from the Participant Account, or (iii) a bet, wager or buy of a Draw-Primarily based Lottery Sport Played Online or a Pay-to-Play Recreation, together with a Future Game Transaction that has not expired or been suspended resulting from insufficiency of Unutilized Funds or for any other purpose. For the avoidance of doubt, participation in a Play-for-Free Recreation is not thought-about a Player-Initiated Transaction. If a Future Sport Transaction related to such a Player Account expires or is suspended or cancelled for any cause, the foregoing 36-month interval will likely be calculated starting on the day that the final Future Game Transaction is processed from the Player Account, being the last Participant-Initiated Transaction.

10.2 effects of a dormant account

A Player shouldn't be restricted from accessing their Participant Account during the time it is a Dormant Account. A Dormant Account (that has not been Deactivated) will stop to be a Dormant Account upon the completion of a Participant-Initiated Transaction. If a Participant Account remains a Dormant Account for 30 consecutive days, OLG will Deactivate such Participant Account no earlier than the 31st day after the date the Player Account turned a Dormant Account.

Upon a Player Account turning into a Dormant Account, OLG will use reasonable efforts to notify the Participant via the email tackle related to such Player Account of the following: (i) the Player’s Participant Account has become a Dormant Account; (ii) the balance of Unutilized Funds related to the Participant Account; (iii) the results of the Player not taking the steps contemplated on this Section 10.2 to take away the Dormant Account standing from their Participant Account.

However Section 12.2, upon the Deactivation of a Dormant Account, OLG will routinely retain the Unutilized Funds subsisting at such time till: (i) OLG approves a request from the Intending Player to reactivate their Deactivated Dormant Account in accordance with Section 10.3; or (ii) OLG receives proper instructions regarding the disposition of such funds from the Participant or their authorized consultant.

10.Three REACTIVATION OF A DEACTIVATED DORMANT ACCOUNT

OLG will retain data relating to a Deactivated Dormant Account in the iGaming System in accordance with its document retention policies. If a Dormant Account is Deactivated pursuant to Part 10.2, the Intending Player associated with such Dormant Account could thereafter contact Participant Support to request the reactivation of such Dormant Account. If such a Deactivated Dormant Account is reactivated, it will have the same account details as these which existed as of the date the Dormant Account was Deactivated. Within the occasion that any of the related data has changed (for example, the Participant Contact Info), the Intending Participant will probably be solely answerable for updating such info and complying with the terms and conditions of this Settlement which are then in impact.

Eleven PLAYER’S CLOSURE OF ACCOUNTS

11.1 CLOSURE OF A Player ACCOUNT BY THE Player

A Participant might shut their Player Account at any time by contacting Participant Help ("Closed Account"). If a Player is not eligible to have a Player Account (for instance, if the Participant might be relocating to a jurisdiction exterior of the Province of Ontario, or if the Participant becomes an Excluded Particular person), the Participant is required to shut their Participant Account.

Upon Closure of a Participant Account, the Player Account will no longer be accessible by the Player until such time as the Participant has contacted Participant Assist to request a re-opening of the Player Account and OLG has accepted of such re-opening. All Future Recreation Transactions associated with the Closed Player Account that haven't been accomplished by the time of Closure might be cancelled.

However the Closure of the account, OLG will retain a Player’s data in accordance with its file retention policies. For extra info on how OLG retains a Player’s private info, see the OLG Internet Gaming Privacy and Cookie Coverage

Topic to the minimum withdrawal requirements in Part 7.2 and documentation requirements in Part 4.3, if a Participant Closes their Participant Account and Unutilized Funds remain within the Participant Account at that time, OLG will return the Unutilized Funds to the Player's bank account that is related to the Player Account, the main points of which are saved by OLG on the iGaming System. Within the occasion that no bank account is associated with the Participant Account, or if OLG just isn't in a position to successfully deposit the Unutilized Funds in such checking account (for example, because the checking account has been closed or because OLG requires extra data with a view to verify that the bank account belongs to the Participant), OLG will use cheap efforts to contact the Player using the Participant Contact Data to advise as to the status of the Player Account and the stability of Unutilized Funds.

12 DEACTIVATION OR SUSPENSION OF A Participant ACCOUNT IN OLG'S DISCRETION

12.1 SUSPENSION OF A Player ACCOUNT

OLG shall have the correct to suspend a Participant Account at any time in its sole discretion (a "Suspended Account"). Without limiting the foregoing, and by the use of example only, OLG might Suspend a Player’s entry to their Player Account if it suspects that the Participant has improperly initiated a Chargeback or has dedicated any breach of this Participant Settlement, relevant regulation, Lottery Sport Rules, and/or the Pay-to-Play Sport Guidelines.

While a Participant Account is Suspended:

1. a Player will probably be unable to login or access their Player Account;

2. a Participant might be unable to withdraw any Unutilized Funds except OLG, in its sole discretion, determines otherwise;

3. all Future Recreation Transactions associated with the Suspended Player Account will probably be suspended and/or cancelled (i.e. no purchase or other monetary transaction in respect thereof that has not been accomplished on the time the Participant Account is Suspended will be completed); and

4. a Participant may be required to cooperate with any investigations carried out by OLG into the Player’s conduct prior to the Suspension being lifted (including provisions of further documentation or information as requested by OLG). Failure to cooperate with this subsection 12.1(d) shall be deemed a cloth Breach of this Settlement.


If, during the Suspension, OLG determines that the Participant has committed a cloth Breach of this Settlement, it could Deactivate the Player Account in accordance with Part 12.2.

12.2 DEACTIVATION OF Participant ACCOUNTS

OLG shall have the precise to deactivate a Participant Account at any time in its sole discretion (a "Deactivated Account").

If OLG Deactivates a Player Account, OLG will deposit an amount equal to the Unutilized Funds as at such date into the bank account that's associated with the Player Account (subject to the minimal withdrawal requirements detailed in Part 7.2 and extra documentation necessities in Part 4.3), the details of that are stored by OLG on the iGaming System. In the event that no bank account is associated with the Player Account, or if OLG just isn't able to efficiently deposit the Unutilized Funds in such checking account (for example, because the checking account has been closed or as a result of OLG requires extra information to be able to confirm that the checking account belongs to the Participant), OLG will use its reasonable efforts to contact the Player utilizing the Player Contact Data. If OLG is unable to contact the Participant, then OLG will retain the Unutilized Funds until OLG receives proper instructions referring to the disposition of such funds from the Player or their legal consultant.

However the foregoing, if OLG Deactivates a Player Account on account of the occurrence of a fabric Breach by the Participant below this Agreement, OLG (in its sole discretion) shall be entitled to treat any or the entire Unutilized Funds as forfeited by the Player, during which case the Player will not be entitled to have the Unutilized Funds returned.

13 Impact OF DEACTIVATION OR CLOSURE OF A Participant ACCOUNT

Without limiting the foregoing, when a Player Account is a Closed Account or a Deactivated Account:

1. Any scheduled wagers, bets or purchases (including for Future Recreation Transactions) that have not been completed prior to the Closure or Deactivation can be cancelled;

2. the Player is not going to be entitled to obtain any provides for brand spanking new Bonus Funds, and any current Bonus Funds related to the Participant Account will likely be cancelled and the Participant won't be entitled to obtain any compensation in respect of the cancelled Bonus Funds; and

3. this Agreement will terminate, aside from these provisions which by their nature are meant to outlive the termination of this Settlement.

14 ACCESSING AND Using OLG.CA

14.1 Supply AND Upkeep OF Participant Tools AND Services

Prospective Gamers, Intending Players, and Gamers are solely accountable for supplying and sustaining all equipment, technology and services that they require to access and use OLG.ca. The efficiency or operation of OLG.ca or any web site or Cell Functions that OLG could make accessible to Gamers sometimes may be affected by a Participant's computer equipment, cellular system, Internet connection or other components that are exterior of OLG's management. In some cases, a Prospective Participant, Intending Player, or a Player may not be able to access or use some or the entire elements or functionality of OLG.ca on account of deficiencies in their own gear or expertise or the service providers retained by them. For example, a slow Internet connection might adversely impression the performance or operation of OLG.ca, or an outdated internet browser or the settings on a Participant's pc might trigger some or all of the content of OLG.ca to display incorrectly or to fail to display.

OLG makes no illustration or guarantee of any form concerning the compatibility, performance, efficiency or operation of OLG.ca or any part thereof on any Intending Participant, Potential Participant or Participant's laptop or other devices used to access OLG.ca.

Gamers could require or determine to make use of extra third-celebration companies to access OLG.ca (e.g., web service supplier settlement; cellular provider settlement; email account; textual content messaging service (SMS)) or to entry their Participant Account, together with via use of Multi-Factor Authentication or System Biometric Authentication. The Player is solely accountable for any agreements and prices related to these third-social gathering companies. A Player ought to familiarize themselves with the phrases and conditions that govern any such providers prior to using them to entry OLG.ca or their Player Account.

14.2 THIRD-Occasion Content material; JOINT Video games

With a purpose to access or use certain elements of OLG.ca, it may be essential for a Potential Participant or a Participant to download software program (for instance, sure casino video games might require a flash player or an up-to-date internet browser; and the usage of Multi-Factor Authentication requires the Participant to obtain a third-party software that will generate a Time-primarily based One-time Password.)

Certain third-get together product providers may require t